Caution Investors INTERIM CREDIT / TFX-MAX.NET Analysis – Regarding fraudulent or manipulative practices (insider dealing, market manipulation, misrepresentation of material information, etc.)
Overview:
INTERIM CREDIT is an unauthorised firm that offers loans and credit cards to people with bad credit or no credit history. They claim to have two addresses in the UK, one in Bradford and one in London, but these are likely fake or belong to other businesses. They also have an email address and a website, but these are not secure or reliable. They are not regulated by the Financial Conduct Authority (FCA), which means they do not have to follow the rules and standards that protect consumers. They are also not registered with the Information Commissioner’s Office (ICO), which means they do not have to comply with the data protection laws that safeguard your personal information.
Regulation and Compliance:
As an unauthorised firm, INTERIM CREDIT is not allowed to offer loans or credit cards in the UK. They are breaking the law and could face legal action from the FCA. The FCA has issued a warning about this firm on its website, advising consumers to avoid them and report them if they have been contacted by them. The FCA also advises consumers to check the Financial Services Register before dealing with any financial firm, to make sure they are authorised and regulated. The register can be accessed at https://register.fca.org.uk/.
Customer Reviews:
There are very few customer reviews about INTERIM CREDIT online, and most of them are negative. Some customers have reported that they have been asked to pay upfront fees or deposits before receiving their loans or credit cards, which is a common sign of a scam. Others have reported that they have never received their loans or credit cards after paying the fees, or that they have been charged hidden or excessive interest rates and fees. Some customers have also complained that they have been harassed by phone calls and emails from the firm, demanding more payments or threatening legal action.
Products and Services:
INTERIM CREDIT claims to offer loans ranging from £100 to £10,000, with repayment terms from 3 months to 5 years. They also claim to offer credit cards with a limit of up to £5,000, with no annual fee and a low APR. However, these products and services are likely fraudulent and do not exist. The firm does not provide any details about the eligibility criteria, the application process, the terms and conditions, or the fees and charges associated with its products and services. They also do not provide any evidence of their lending licence or their credit card issuer.
Location:
INTERIM CREDIT claims to have two addresses in the UK, one in Warley Drive, Bradford, West Yorkshire, BD3 8HP, and one in Sixth Avenue, Manor Park, London, E12 5PU. However, these addresses are likely fake or belong to other businesses or individuals. A quick online search reveals that there is no company registered under the name INTERIM CREDIT at either of these addresses. There is also no sign of any physical presence or activity of the firm at these locations.
Customer Service:
INTERIM CREDIT provides an email address ([email protected]) and a website (www.tfx-max.net) as their main contact channels. However, these are not secure or reliable ways of communicating with them. The email address is not linked to any official domain name or company name and could be used to send spam or phishing messages. The website is not encrypted or verified by any trusted authority and could be used to collect your personal or financial information without your consent. The website also does not have any privacy policy, terms of use, or contact details.
Conclusion:
INTERIM CREDIT is an unauthorised firm that offers loans and credit cards to people with bad credit or no credit history. They are not regulated by the FCA, they do not comply with the data protection laws, they do not provide any details about their products and services, they do not have any genuine contact details or location, and they could be running a scam that could cost you money and damage your credit score. Therefore, we strongly advise you to avoid them and report them if you have been contacted by them. If you need a loan or credit card, you should always check the Financial Services Register before dealing with any financial firm, and look for reputable and authorised lenders or issuers that can offer you fair and transparent deals.
